The editorial board of The Oregonian, sadly, endorses Measure 42.
Measure 42 (Prohibits use of credit scores in setting insurance rates): Yes. It’s not fair to use a credit score to discriminate among insurance customers.
I disagree with their belief that scoring is necessarily unfair. If current law were amended to require insurers to make exceptions if a consumer’s score were impacted by an extenuating circumstance (unemployment, divorce, death, or disability), one would be hard-pressed to make a good argument about scoring being unfair, once all the facts were on the table.
However, if that is the will of the people of Oregon, and about two-thirds of them are willing to pay higher premiums as a result, so be it.