I found two more published recommendations on how to vote regarding Measure 42. The Portland Mercury endorses Measure 42, while the Eugene Register-Guard advises voting against measure 42.
Both of them include a comment that merits a response. From the Register-Guard:
But insurance premiums should be based on drivers’ safety records, not whether they [...] choose to use the insurance policies that they’re paying for.
That’s a demonstrably bad bit of logic.
Consider — should a person who has a higher deductible pay the same for coverage as a person who has a low deductible? How about the owner of an expensive-to-repair vehicle versus the owner of a cheap car? Or, why should a person who buys a homeowners policy to protect him/herself from disaster subsidize the individual who uses his/her policy to fund routine maintenance?